
Tax Risk 3
Fake tax returns filed in your name
Tax Risk 3
Fake tax returns filed in your name

How it works
Criminals use stolen personal data to file early and redirect refunds. They may then use your information to open a new line of credit in your name, change addresses to intercept key documents, and continue to exploit your financial accounts long after the tax season has ended.
Red flags to watch for
- You receive IRS notices about a return you didn't file
- An e-file is rejected because a return has already been filed
- You receive unexpected credit alerts, address change notifications, or new account communications
- Your usual tax documents go missing in the mail
How to prevent an attack
- File your tax return as early as you can, it reduces the window for someone to file first
- Freeze your credit with all three bureaus and keep the PINs secure
- Treat IRS notices as time-sensitive, verify them via official channels, and respond promptly
How BlackCloak can help
BlackCloak pairs privacy protection with identity theft support and credit monitoring. We reduce your public exposure by removing personal details from data broker sites, suppressing your information on search engines such as Google, and monitor for breached credentials that can fuel identity fraud.
You can also monitor and manage credit freezes via the BlackCloak app, and every client is covered by identity theft insurance. Should an incident occur, our specialist team of investigators will resolve fraud, file disputes, police reports, insurance claims, and clear the fraud from your credit file on your behalf.